Clear answers. No fine print.

LevelCore is a national capital platform built exclusively for contractors, builders, remodelers, and home services professionals. We pair personalized service with deep contractor expertise to deliver customized capital solutions standard business lending providers can't compete with.

You submit one application. We review your information and timeline, compile the financing options available for your business from our vetted network of capital partners, and walk you through every path forward so you can make an informed decision.

No. LevelCore is a national capital platform that connects qualifying businesses with commercial financing through our network of lending and capital partners. The ultimate lender makes the approval decision and sets rates, terms, and conditions. This is covered in more detail on our Disclosures page.

No. There is no cost to apply and no cost to review the financing options we compile for you. LevelCore may receive compensation from our capital partners when a financing transaction closes, but this does not affect your rates or terms.

We serve contractors, builders, remodelers, and home services professionals across all contracting trades, including HVAC, roofing, plumbing, electrical, general contracting, kitchen and bath, windows and siding, restoration, concrete and masonry, solar, landscaping, flooring, painting, insulation, pools and outdoor living, and more.

LevelCore considers contractors who meet the following baseline criteria:

• US-based contracting business
• 6+ months in business
• $15,000+ in monthly revenue
• Business bank account
• 500+ credit score

Close but not sure? Apply anyway. Your advisor will walk through what's possible for your specific situation.

Personal credit scores of 500 and up are considered, depending on your overall business profile. Because LevelCore evaluates your business performance alongside your credit score, many contractors qualify with profiles that would be declined by generic lenders.

At LevelCore, business performance and business history drive the decision. Revenue, time in business, and cash flow tell us how your business actually operates. This is how we find solutions for contractors when typical paths come up short, including situations where owner credit has been a barrier elsewhere.

Most of our financing options require 6 months or more in business. We also work with contractors acquiring an existing business or, in select cases, starting a new one. If you are near that threshold, apply anyway. We'll review what's possible for your specific situation.

Most of our financing options require at least $15,000 in monthly revenue. Higher revenue typically unlocks more options and better terms. As with credit score, revenue is one factor in a multi-criteria underwriting review.

Often, yes. LevelCore specializes in contractor finance, and our capital partners are structured to approve businesses that generic lenders decline. Many of our clients came to us after a bank or alternative lender said no.

Six core products:

Working Capital ($10K to $5M) · Equipment Financing ($25K to $5M) · Project Funding ($50K to $5M) · Growth Capital ($100K to $15M) · Line of Credit ($100K to $10M) · Commercial Customer Financing (program-based).

Every contractor's situation is different, and we'll compile the options that fit yours.

Funding amounts range from $25,000 starter facilities to $15 million or more for growth and acquisition deals. The amount you qualify for depends on your business revenue, time in business, credit profile, and the specific product.

Most of our financing products allow use for any legitimate business purpose, including payroll, materials, equipment, project mobilization, marketing, hiring, expansion, acquisitions, and working capital. Some products (like equipment financing) are tied to a specific use.

Commercial Customer Financing lets you offer your commercial customers a way to finance their project with you while you get paid upfront. It is a capability most contractors cannot offer on their own, and it can be a significant competitive advantage when bidding larger jobs.

About 60 seconds. The application collects only the information we need to begin your review. If we need additional documentation for underwriting, your advisor will walk you through it.

Most deals fund within 24 to 48 hours of complete documentation. For deals where timing is critical and the contractor is aligned to move fast, we have funded in as little as 4 hours. Larger or more complex transactions take longer. We work at your speed.

Within the hour during business hours. A dedicated advisor will reach out by phone or email to review your application and walk you through your options.

Your advisor presents every option available, walks you through each path forward, and helps you make the best, most informed decision for your business. Once you accept an offer, your advisor coordinates the closing and funding process with the capital partner. Our goal is to make the whole process easy, flexible, and frictionless.

Most applications require 3 to 6 months of business bank statements. Depending on the product and amount, additional documentation may be requested, such as tax returns, financial statements, or equipment specs. Your advisor will tell you exactly what's needed for your specific situation.

Yes. Document uploads are transmitted over encrypted connections and stored within access-controlled systems. Only authorized personnel and capital partners working your application have access.

No problem. You can still apply and begin the review process. Your advisor will let you know what is needed and when. Bank statements are typically the most useful document to start with.

LevelCore maintains reasonable administrative, technical, and physical safeguards designed to protect the information we handle, including encrypted transmission and restricted access controls. For specific details, see our Privacy Policy.

Only authorized LevelCore team members and the vetted capital partners reviewing your application. Information is shared on a need-to-know basis for the purpose of compiling financing options for your business.

No. LevelCore does not sell your personal information, and we do not share personal information for cross-context behavioral advertising in ways that would constitute a sale under applicable privacy laws.

The initial application review typically uses a soft credit inquiry, which does not affect your credit score. A hard credit inquiry may be performed later by a specific capital partner as part of final underwriting. You'll be notified before any hard inquiry.

We retain information as needed to operate our services and comply with legal obligations. You can contact us at any time to ask questions about your information or exercise privacy rights available to you under applicable law.

LevelCore serves contractors exclusively. Every process, underwriting decision, and capital structure is built around the realities of the trades. You get a dedicated advisor, personalized service, and a platform that understands how contractors actually use and deploy capital. Learn more about LevelCore.

LevelCore is headquartered in Charleston, South Carolina, and serves contractors across all 50 states.

Submit a 60-second application at /apply. We will review your exact needs and timeline, walk you through every option on the table, and help you make the best, most informed decision moving forward.